Welcome to the first installment of my weekly spend report!
I’ve decided that tracking my spending weekly is a good way to start. It’s less overwhelming than categorizing a month’s worth of expenses, and I can make changes more quickly. Another benefit is that are 52 opportunities for me to review my spending, instead of merely 12. Plus, many of my monthly expenses are fixed—rent, car insurance, cell phone, etc. So it’s the weekly spend (particularly in the area of restaurants and groceries!) that I have the most control over.
Without further ado, everything* (note: I think this captures 95% of our expenses–doesn’t include expenses in cash that we already had.) that posted last week, as tracked on personal capital:
|Synagogue Membership, July 1 – Oct. 31||$600||We got married here during this time! We are leaving the neighborhood, and will likely join the one in our new town.|
|Cell Phone||$158||For two phones on the Sprint network. Includes payment for one of the phones in monthly installments. This could definitely be cheaper and I need to call them…|
|Groceries||$133||Not too bad? Our groceries are the main area I prioritize spending more for health reasons (local, organic)|
|Restaurants||$130||In one week, this is definitely too high. This expense includes 2 dinners out and some of my husband’s breakfasts and lunches which he buys out, and which we are going to try to pack!|
|Tolls||$50||This includes refills on my EZ Pass, which are refilled at $25 each time. Driving in and out of NYC gets expensive! But this expense should go down when we move.|
|Medical||$25||Co-pay for a specialist visit|
|Laundry||$20||This should only have been $10, but the laundry in our building had technical issues. Getting some of this refunded…will not be an issue once we move.|
|Mail Forwarding Fee||$1||We are moving to the Hudson Valley!|
|Total, less synagogue membership||$516|